If you plan to travel to countries outside the Schengen zone, you are advised to apply for an insurance that covers that country. The Schengen visa insurance only covers the 26 Schengen countries. Your application can also get rejected by the Embassy but the chances of this happening are very less if you have submitted all the necessary documents in order.ĭoes Schengen insurance cover countries other than those in the Schengen Area ? Additionally, you need to submit other documents that outline the reasons for travel, your travel itinerary, accommodation and your plans to work/study. Your travel insurance document is mandatory when applying for a Schengen visa. Will getting travel insurance ensure I get a Schengen visa ? This is also a great way to ensure you are covered in most European countries if you still haven't finalized your travel itinerary. But, it is recommended you have insurance at the time of travel to cover the medical costs that arise due to unexpected circumstances. Nationals from countries like Brazil, Canada, Mexico and USA have visa free entry to the Schengen areas. Some country nationals are exempted from having a Schengen visa during travel to Schengen countries. Obtaining a Schengen medical and travel insurance from a reputed insurance provider is the easiest way to go.

One of the crucial eligibility criteria to apply for a Schengen visa is to have travel insurance that covers up to X in medical costs for all countries in the Schengen zone. Why do I need travel insurance to visit Europe? This is an ideal insurance if you are visiting one or more Schengen countries. A holder of a Uniform Schengen visa can travel to all 26 member countries of the Schengen (Austria, Hungary, Norway, Belgium, Iceland, Poland, Czech Republic, Italy, Portugal, Denmark, Latvia, Slovakia, Estonia, Liechtenstein, Slovenia, Finland, Lithuania, Spain, France, Luxembourg, Sweden, Germany, Malta, Switzerland, Greece & Netherlands)Ī Schengen travel insurance offers medical and travel insurance for all the 26 countries that make up the Schengen area. If you are travelling to any Schengen countries from Dubai you are required to hold a valid travel Insurance. Unless mentioned above, all terms and conditions in the policy will remain the same and will continue to bind the insurance holder. A 20% sublimit is applicable for any claim related to COVID 19 under this section.This doesn't cover home quarantine or self isolation. The claim will cover for a maximum of fourteen(14) days. If tested positive for COVID 19 at the arrival country airport, insurance will only cover government operated hospitalization, quarantine and medical treatments if the insured person had a negative PCR (Polymerase Chain Reaction) test before leaving the departing country.The insured person must follow all travel restrictions and rules laid out by the departing and arrival country before, during and after the trip.Reimbursement usually takes anywhere between 2 to 4 weeks. In other situations, a claim can be made within 30 days of the incident date. If you are hospitalised, report it to the insurance company within 24 hours of hospitalisation. They should also download the COVID 19 DXB app and register all their details.ĭepending on the insurance you have chosen, you will be educated on the terms and allocated a specific hotline. Additionally, all airlines reserve all rights to refuse entry to any individual displaying COVID19 symptoms.Īll tourists are requested to strictly adhere to the 14-day quarantine period if they have a positive COVID19 test result. Tourists also have to sign a health declaration form. One form declares that you agree to bear all costs if the need arises to quarantine or seek treatment for COVID19. Tourists are currently required to sign two forms before boarding the plane to Dubai. If you have a negative test result but are displaying symptoms of COVID19, you can retake the test in Dubai. For those who failed to bring a PCR test certificate, a test will be conducted in the Dubai airport along with thermal screening and other COVID19 related checks. For some good insurance options that suit your budget jump to travel insurance option.įor tourists travelling to Dubai for leisure purposes, the Dubai immigration has requested to produce a PCR test certificate that is not older than 4 days (96 hours) before the date of travel.

As stated officially, all visitors should visit Dubai with a suitable entry permit and should apply for medical travel insurance that covers COVID 19 before traveling to Dubai.

Emirates self declaration form